New Delhi: The Employees' Provident Fund Organization (EPFO) has urged the government to bar workers from pulling out their PF balances on changing jobs. If the country's apex retirement fund take a positive decision soon pulling PF while switching the job will become a mere dream to Indian employees. If you look at the statistics so far just 0.8 percent of the workers opted to transfer their PF account to their new job. It is also found from the internal study of this year's PF settlements that 89 percent of the cases settled at the office, which covers a blend of old and new economy industries, were those of workers withdrawing PF balance after resigning from a job. Around 50 percent of the employees withdraw their PF at the age of 31.33, after working for 2.7 years. Nearly 65 percent of workers withdraw their retirement savings before the age of 35. Just 3percent EPF members had continuous service of 10 percent. Samirendra Chatterjee, Central PF Commissioner said, "The PF account should serve its purpose of social security ? having a 15,000 balance at retirement is ridiculous. I understand that people need money, but they shouldn?t consume all their savings at every opportunity."